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7 Most Common HOA Violations

Ryan FitzgeraldRyan Fitzgerald
Apr 11, 2024 9 min read
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7 Most Common HOA Violations
Chapters
01
Landscaping
02
Noise
03
Vehicles and Parking
04
Holiday Decorations
05
Trash Pickup
06
Undisclosed Rentals
07
Exterior Renovations

7 Most Common HOA Violations

Are you considering moving into an HOA neighborhood and want to learn more about the most common HOA violations? Here is everything you need to know about the seven most common HOA violations. 

A homeowner's association (HOA) is an organization that creates and enforces rules and regulations in a neighborhood, community, subdivision, or residential building known as covenants, conditions, and restrictions (CC&Rs). Homeowners in the community will pay the HOA a monthly or yearly fee for maintenance and upkeep in the neighborhood.

Across the U.S., there are over 370,000 homeowners associations with over 40 million households in total. This represents over 53% of all households in the country. However, there are many pros and cons of HOAs, mainly because homeowners are worried about the repercussions of violating the rules of their HOA. 

Before you move into an HOA neighborhood, it is essential to understand the most common violations to the HOA covenants, rules, and regulations. This way, you can be better prepared, especially if you are a first-time home buyer. There will be much to think about when moving into your first home; ensure you are completely ready beforehand. 

An HOA will have a manager or leader appointed by the board and/or residents who runs inspections and confirms that all residents are abiding by the rules. In some cases, an HOA will hire a management company to oversee these inspections and rectify issues and violations made by residents. 

In most cases, residents may not be aware of all the rules and regulations to which they should adhere. In order to avoid violating a rule by accident or not knowing, here are the most common HOA violations. 

Keep reading to learn all about the seven most common HOA violations. 

Landscaping

The majority of rules enforced by an HOA have to do with the exterior of homes. Many neighborhoods care deeply about curb appeal and will have rules to regulate the way homes look from the street. 

The HOA will be in charge of how the neighborhood looks, from clean streets to yards. In other words, the HOA will oversee how each home presents itself, and if the landscaping is not in check, it may result in a fine or violation letter. 

Here are some examples of restrictions that many HOAs have in relation to landscaping.

  • Type of plants or trees in your yard.
  • They have restrictions on how close your trees and plants can be to the street and/or your neighbor's property. 
  • Homeowners cannot let their grass become overgrown.
  • Homeowners can only use drip irrigation along their curb and sidewalks. 
  • The height of your bushes and shrubs in your front yard.

Essentially, your HOA will need your yard to be kept clean and look similar to your neighbors' yards. As long as you continue with yard upkeep, you shouldn't have to worry about HOA violations. 

HOA violations with landscaping

Noise

As the organization in charge of enforcing the CC&Rs, your fellow residents are permitted to contact the HOA if you are being too noisy. Many HOAs have restrictions on loud noises between certain hours. Depending on the distance between homes in your neighborhood, your personal preferences, and your relationships with your neighbors, this can become a problem. 

Be extra careful if you host a lot of social gatherings that may exceed the decided times for noise purposes. 

Keep in mind that your HOA cannot restrict what sounds can or cannot be heard, but they can impose rules between the decided times. In addition, your city or county may have noise ordinances set by which you will need to abide. 

Vehicles and Parking

Rules and regulations on vehicles and parking are extremely common with HOAs. Depending on the amount of land in the neighborhood, many HOAs have restrictions on where you can park.

This can mean that you can only park in your driveway or limit the amount of cars parked on the street in front of your house. It is important to consider that if you host a lot of social gatherings, you should definitely encourage your guests to use a ride-share service or carpool. You can even talk with your HOA about parking at a public parking lot in the community, like the country club or pool. 

In addition, your HOA will most likely have rules about parking boats, commercial vehicles, or RVs in the driveway or the street. Check to see if you need a permit in your community to keep one of these vehicles on the street for an extended amount of time to avoid violating the rules. 

Cars on the street

Holiday Decorations

Many homeowners pride themselves on their holiday decorations. However, some HOAs may have restrictions on how many decorations you can have. There shouldn't be any restrictions regarding the type of holiday decorations, but you will need to be careful not to go overboard. 

Additionally, there may be restrictions on how soon before a holiday you are allowed to put up your decorations and when you will need to take them down. Some HOAs don't have any rules about holiday decorations; you will need to check the guidelines in your community to be sure. 

Here are some common things to think about in relation to holiday decorations and HOA violations:

  • Noisy decorations that may disturb your neighbors past a certain time. 
  • Rules on the light color variations as some HOAs may want a uniform look from all residents during the holiday season.
  • Offensive decorations.
  • Inflatable decorations.
  • Fire safety policies pertaining to holiday decorations. 

Holiday decorations violate HOA

Trash Pickup

Homeowners in an HOA can run into trouble if there are restrictions on when they can put trash on the street for pickup. Most neighborhoods have a set time when trash will be picked up. If you miss this time and leave your trash on the street for an extended amount of time, you can be subjected to written notices of violations or fines.

In order to avoid this violation, read through your HOAs CC&Rs and watch out for the words "cannot be in public view." This pertains to where you can leave your trashcans on your property. Communities will differ in these rules, but most enforce 

Not only can trash attract pets, but it can also impact the community's appearance, which is extremely important to HOAs. 

Similarly, neighborhoods have set days or times when trees, branches, or leaves will be picked up. This is usually once a week, and homeowners often get into trouble when they miss this time and leave it on the street all week. 

Trash on the street as a HOA violation

Undisclosed Rentals

Many communities in HOAs have rules impacting whether homeowners can sublet their properties or not. This is a result of security and insurance reasons. In most communities, insurance is dependent on the percentage of owners versus renters. Therefore, you will need written permission from your HOA to sublet your home. 

HOAs will hold all the power when it comes to issuing fines and barring subleasing properties if a tenant does not comply with the rules. Some homeowners rent out rooms or the entire home, such as Airbnb sublets, which can lead to problems related to destruction, parking, and noise. This is because, in some cases, renters don't feel obligated to preserve the integrity of the property and community. 

Since the tenant is not a member of the association, the board cannot enforce rules on the tenant. As a non-compliant member, the board cannot evict the tenant; the homeowner would be responsible for this. 

An HOA will not typically ban all rentals in a community; it is usually a cap or lease restriction. Rental caps will limit the total percentage of homes that can be rented at a time, commonly 20%

Exterior Renovations

Many homeowners buy homes with the intent to renovate, whether on the interior or exterior. However, most HOAs have rules and hoops to jump through when a homeowner asks to make modifications to the property. This is because the HOA has certain architectural guidelines the homeowner must abide by. 

This will depend heavily on your neighborhood's specific rules and regulations. An HOA may want the neighborhood to keep a uniform appearance. Or there may be restrictions on additions that are impeding on the neighbor's property, both of which would be outlined in the CC&Rs. 

There are a couple of common exterior renovations and add-ons that will need HOA approval, including updating your siding, building an addition, replacing the roof, and installing a swimming pool. Ensure that you speak with your HOA before any exterior renovations so as not to violate the rules and regulations. 

Swimming Pool in backyard as an HOA violation

Methodology

We used information and data from several different sources, as well as our own data, to determine everything you need to know about the most common HOA violations. Most of the data was sourced from the following sources:

FAQ: Most Common HOA Violations

Here are a couple of commonly asked questions about common HOA violations.

How much power do HOAs really have?

The amount of power an HOA has differs from state to state. For example, according to California Civil Code 4350, HOAs can enforce essentially any rule they want to, as long as it doesn't conflict with a local, state, or federal law. 

What power does an HOA have in North Carolina?

In NC specifically, an HOA's board has the power to enforce covenants, adopt budgets, assess and conflict member fees, maintain and regulate common areas, and act on behalf of the association in legal matters granted by the NCPCA and the community's declaration. 

Who regulates HOAs in North Carolina?

Neighborhoods and subdivisions with homeowners' associations established after January 1, 1999, are governed by the North Carolina Planned Community Act. No state or federal agencies are overseeing HOAs. 

Can an HOA evict a tenant in North Carolina?

An HOA does have the power to evict a tenant in the state of North Carolina. However, the association needs to go through the homeowner since the tenant's agreement is with the homeowner, and the association's agreement is with the homeowner. 

Can an HOA take your home in North Carolina?

An HOA does have the right to get a lien on your property or foreclose on your home if you fail to pay your HOA dues. 

Most Common HOA Violations - The Bottom Line

HOAs are not the enemy, and the rules are fairly created and enforced by residents of the neighborhood. Nevertheless, you will be obligated to follow the rules and may face consequences if you violate them. As long as you stay up to date with the CC&Rs of your HOA and follow them, you will love living in an HOA. 

If you do make any of these common HOA violations, the procedures may vary. Still, typically, your HOA can issue warning letters, impose fines, revoke access to common areas in the neighborhood, take legal action, or place a lien on the homeowner's property until the debts are paid. 

If you are debating joining a neighborhood with an HOA, make sure to talk with your real estate agent because they can inform you more about your local HOA rules and regulations.

As you are searching for your next home, Raleigh, NC, is one of the fastest-growing areas in the country and has many beautiful homes for sale in HOAs; you'll have to act fast if you want to buy your dream home in one of Raleigh's best neighborhoods

Before you buy your next home in the Triangle, feel free to contact one of our helpful real estate specialists, as they are eager to help you find the perfect home. We know that buying a home can be overwhelming, so make sure you are prepared beforehand.

WRITTEN BY
Ryan Fitzgerald
Ryan Fitzgerald
Realtor

Ryan Fitzgerald is a top Realtor®, founder and owner of Raleigh Realty, one of the Triangle’s fastest-growing and most innovative real estate brokerages. Driven by a mission to be the best—not the biggest—brokerage in Raleigh, Ryan has built Raleigh Realty into a firm known for its cutting-edge marketing, high-performing agents, and culture rooted in collaboration, growth, and excellence.

Raleigh Realty

Under Ryan’s leadership, Raleigh Realty has become a top boutique brokerage in Raleigh-Durham, serving clients across Wake County and the surrounding areas. Raleigh Realty stands apart for its:

  • Top-Tier Agents – Every Realtor on the team is hand-selected for their skill, professionalism, and client-first approach. Raleigh Realty isn’t about quantity—it’s about quality.

  • Award-Winning Website – RaleighRealty.com is consistently ranked among the best real estate websites with incredible user experience, cutting-edge IDX technology, and hyper-local guides that help buyers and sellers navigate the market.

  • Inbound Lead Generation – With a strong focus on SEO and digital marketing, the brokerage generates a steady flow of organic leads, giving agents the opportunity to grow thriving businesses.

  • Supportive Culture – Ryan emphasizes mentorship, accountability, and autonomy—no micromanaging, just the right systems and tools for agents to succeed.

  • Community Focus – From neighborhood spotlights to relocation guides, Raleigh Realty is committed to being a resource for both buyers and sellers as they make one of life’s biggest decisions.

The firm continues to expand its reach, with the goal of 100 agents and $1 billion in annual sales volume by 2030—all while staying true to its boutique, client-centered values.

Awards & Recognition

Ryan already has notable public credentials and prestige:

  • He has been featured in outlets such as Forbes, Wall Street Journal, U.S. News, among others (as mentioned on the site).

  • Realtor Magazine named him a “Top 30 Under 30” in the country (as noted on his Raleigh Realty page).

  • Raleigh Realty is widely acknowledged in the local real estate community for its digital prowess and thought leadership.

  • The company is consistently ranked among the top real estate firms in Raleigh and is known for having one of the highest-traffic real estate websites in the region.

Community Involvement & Giving Back

Ryan’s leadership extends far beyond the closing table. He has built Raleigh Realty to be a company that actively gives back to the community and invests in making Raleigh a better place to live.

  • The Green Chair Project – Ryan and Raleigh Realty proudly support The Green Chair Project, a local nonprofit that provides essential furnishings and household items to families transitioning out of homelessness, crisis, or disaster. By partnering with this organization, Ryan helps ensure families have the comfort and dignity of a furnished home.

  • Food Donations & Drives – Raleigh Realty regularly organizes and contributes to food donation efforts, partnering with local pantries and organizations to help fight food insecurity across Wake County. These efforts bring agents, clients, and neighbors together to support those in need.

  • Local Events & Client Appreciation – Raleigh Realty hosts family-friendly gatherings such as pumpkin patch outings, coffee + donut socials, and seasonal celebrations designed to strengthen neighborhood bonds.

  • Supporting Schools & Youth Programs – Ryan partners with local schools and youth organizations to provide resources, sponsorships, and mentorship opportunities, ensuring that the next generation has access to growth and guidance.

  • Small Business Advocacy – Raleigh Realty proudly highlights and partners with local small businesses, amplifying their visibility and reinforcing Raleigh’s reputation as a vibrant place to live and work.

For Ryan, success is measured not just in sales, but in the lasting relationships and community impact Raleigh Realty leaves behind.

AgentLoft – Powering the Next Generation of Realtors

Ryan is also the visionary behind AgentLoft, a SaaS platform designed to help Realtors nationwide build their brand and generate leads. AgentLoft websites combine IDX technology, SEO expertise, and AI integration to give agents the competitive edge they need.

Personal Mission

As a proud father to his daughter Emma, Ryan’s mission is bigger than business. He’s dedicated to building a brokerage and a platform that create opportunity and stability for families, clients, and agents alike. His approach blends entrepreneurship with empathy—ensuring that Raleigh Realty continues to grow not just in sales volume, but in reputation, trust, and impact.


👉 Whether you’re buying or selling a home, or you’re a Realtor looking for the right brokerage to grow your business, Raleigh Realty—under Ryan Fitzgerald’s leadership—offers the expertise, technology, and community-minded culture to help you succeed.

Chapters
01
Landscaping
02
Noise
03
Vehicles and Parking
04
Holiday Decorations
05
Trash Pickup
06
Undisclosed Rentals
07
Exterior Renovations

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