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10 Takeaways: How to Sell Your House Fast For Cash

Ryan FitzgeraldRyan Fitzgerald
Aug 31, 2025 10 min read
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10 Takeaways: How to Sell Your House Fast For Cash
Chapters
01
Can You Sell Your House For Cash?
02
Know the True Value of Your Home
03
Determine If You Are Selling "As-Is"
04
Explore All Your Options
05
Never Pay Upfront Costs
06
Research Companies Thoroughly
07
Understand the Cash Sale Timeline
08
Pros of Selling Your House For Cash
09
Cons of Selling Your Home For Cash
10
Watch Out For Sketchy "We Buy Houses" Companies

How to Sell Your House Fast For Cash 

Are you considering selling your house for cash? Here are 10 essential takeaways, including the pros and cons for homeowners considering a cash sale! 

Selling a house fast for cash is easier than you think. Ensuring you are receiving top dollar is another story. If you are looking for the convenience of selling a home fast for cash, you should solicit offers from a few different buyers. This will help to ensure the price you receive is fair for the convenience of selling your home fast for cash.

Whether you are facing foreclosure, relocating for work, dealing with an inherited property, going through a divorce, or simply need to sell quickly, cash home sales have become an increasingly popular option in today's real estate market. All cash buyers currently make up 32% of home sales

At Raleigh Realty, we have helped countless homeowners navigate this process successfully. Here are the 10 essential takeaways every seller should know before pursuing a cash sale.

How to Sell Your House Fast For Cash

1. Can You Sell Your House For Cash?

Yes, cash home sales are not only possible but increasingly common. Unlike traditional sales that can take 30-60 days or longer, cash transactions can close in as little as 7-14 days.

This speed is possible because cash buyers don't need mortgage approval, eliminating the lengthy underwriting process that often delays conventional sales. Keep in mind that the term "cash buyer" is not entirely accurate. It is illegal in the United States to close a real estate deal using physical cash.

The key is understanding that "cash" doesn't necessarily mean a briefcase full of bills. It typically means the buyer has readily available funds (from savings, previous home sales, or investor capital) that don't require financing approval.

Typically, two different types of buyers make all-cash offers. The first type is individual buyers who plan to live in the house. The second type is real estate investors.

Individuals who plan on living in the home will buy a house with cash to avoid paying interest on a loan, avoid paying closing costs, and make their offer more attractive to sellers. Some people might also be drawn to living a debt-free lifestyle or closing on a house quickly and without hassle.

When real estate investors purchase houses with cash, it's typically to increase their cash flow, speed up the buying process, keep the closing costs low, avoid debt, and hedge against vacancy.

Additionally, it gives them more control over the property; for example, in short sales, they don't have to worry about the risk of foreclosure, it keeps their monthly expenses low, and it can give them a leg up with the sellers.

buying a house with cash and receiving the home keys

2. Know the True Value of Your Home

Before entertaining any cash offers, you must understand your property's actual market value. This involves more than just checking online estimates, which can be off by thousands of dollars.

Start with a Comparative Market Analysis (CMA) from a licensed realtor who knows the Raleigh area. Look at recent sales of similar homes within a half-mile radius that sold within the last three to six months. Pay attention to homes with similar square footage, lot size, age, and condition.

Consider getting a professional appraisal, especially if your home has unique features or if you're unsure about its condition's impact on value. Remember that cash buyers typically expect a discount of 10-30% below market value, so knowing your baseline is crucial for evaluating offers.

Don't forget to factor in your home's condition. A house needing significant repairs will command less than move-in ready properties, but cash buyers often purchase "as-is," which brings us to our next point.

3. Determine If You Are Selling "As-Is"

One of the biggest advantages of cash sales is the ability to sell your property in its current condition. "As-is" means the buyer accepts the property with all existing problems, and you won't need to make repairs or improvements before closing.

This approach can save you thousands in repair costs and weeks of preparation time. However, selling as-is typically means accepting a lower purchase price to compensate the buyer for taking on the property's issues.

Honestly assess your home's condition. Major issues like roof problems, foundation concerns, outdated electrical systems, or HVAC issues can significantly impact your sale price. Minor cosmetic issues like outdated paint or flooring may have less impact but should still be considered.

Document any known issues upfront. Transparency builds trust with cash buyers and can prevent deals from falling through during the inspection period.

If you want to sell your house fast for cash, you can avoid all this hassle and expense. It will, however, be reflected in the purchase price. Consider at least boosting the curb appeal

Beautiful two story home for sale with large yard

4. Explore All Your Options

Cash sales aren't your only choice for selling quickly. Before committing to a cash buyer, consider these alternatives:

Traditional listing with strategic pricing: An aggressively priced home can attract multiple offers and close quickly, sometimes matching cash sale timelines.

iBuying services: Companies like Opendoor or Offerpad provide instant offers and quick closings, though fees can be substantial.

Real estate investors vs. investment companies: Individual investors may offer more flexibility than large investment firms, but company buyers might provide more reliability and faster processing.

Auction sales: Both online and traditional auctions can generate quick sales, though results can be unpredictable.

Lease-back arrangements: Some cash buyers offer to rent the property back to you temporarily, providing flexibility if you need time to relocate.

Compare the net proceeds from each option, not just the gross sale price. Factor in commissions, fees, repairs, and your timeline needs.

5. Never Pay Upfront Costs 

Legitimate cash home buyers should never ask you to pay upfront fees. Be immediately suspicious of any buyer requesting:

  • Processing fees
  • Inspection costs
  • Title search fees
  • Administrative charges
  • Marketing fees

Reputable cash buyers cover all transaction costs as part of their business model. They make money by purchasing properties below market value, not by charging sellers fees.

The only costs you might encounter are standard closing costs like title insurance or attorney fees, which are typically split between buyer and seller or covered entirely by the buyer in cash transactions.

6. Research Companies Thoroughly 

Not all cash home buying companies are created equal. Your due diligence should include:

Verify licensing and credentials: Ensure the company is properly licensed to operate in North Carolina. Check with the NC Real Estate Commission for any complaints or violations.

Review online presence: Look for professional websites, active social media accounts, and consistent branding. Legitimate companies invest in their online presence.

Read customer reviews: Check Google Reviews, Better Business Bureau ratings, and real estate forums. Look for patterns in complaints or praise.

Request references: Ask for contact information of recent sellers. Reputable companies should be willing to provide references.

Verify proof of funds: Ask for bank statements or pre-approval letters demonstrating the buyer's ability to close quickly with cash.

Check local reputation: In Raleigh's tight-knit real estate community, reputation matters. Ask local realtors or investors about companies you're considering.

Man conducting research on home buying companies with laptop

7. Understand the Cash Sale Timeline 

A typical cash sale timeline looks like this:

Days 1-3: Initial contact, property evaluation, and offer presentation

Days 4-7: Offer review, negotiation, and contract signing

Days 8-10: Property inspection (if applicable) and title search

Days 11-14: Final paperwork preparation and closing

This timeline can be even shorter for motivated buyers and sellers. Some cash transactions close in under a week when all parties are prepared.

However, be wary of buyers promising unrealistic timelines. While cash sales are faster than financed purchases, legitimate buyers still need time for due diligence, title work, and legal documentation.

Factors that can extend the timeline include title issues, HOA approval requirements, estate sales requiring court approval, or complex ownership situations.

8. Pros of Selling Your House For Cash

Cash sales offer several compelling benefits:

Speed: No financing delays mean faster closings and quicker access to your proceeds.

Certainty: Cash offers have much lower fall-through rates compared to financed purchases, where loan denial can kill deals at the last minute.

Convenience: Skip the showing process, staging, and ongoing maintenance required for traditional listings.

Flexibility: Cash buyers often accommodate seller timelines, including extended occupancy or quick move-out requirements.

No repair obligations: Sell as-is without investing time and money in improvements.

Simplified process: Fewer contingencies and less paperwork compared to traditional sales.

Privacy: Avoid public listings and constant showings if privacy is important to you.

For sellers in difficult situations like foreclosure, divorce, or estate settlement, these advantages can be invaluable.

Get an offer quickly by selling a home to a cash buyer

9. Cons of Selling Your Home For Cash

Cash sales also come with significant disadvantages:

Lower sale price: Expect offers 10-30% below market value. Cash buyers need profit margins for their investment or resale plans.

Limited negotiation: Cash buyers often present "take it or leave it" offers with little room for negotiation.

Potential for scams: The cash buying industry attracts some unscrupulous operators looking to take advantage of desperate sellers.

Less marketing exposure: You might miss out on competitive bidding that could drive up your sale price.

Rushed decisions: The fast timeline can pressure you into accepting offers without proper consideration.

No representation: Many cash buyers prefer direct transactions without real estate agents, leaving you without professional advocacy.

Consider whether the convenience and speed justify potentially leaving money on the table.

worker on a ladder doing home repairs on the roof

10. Watch Out For Sketchy "We Buy Houses" Companies

Companies can be shady. Scam artists and bad companies are willing and able to take advantage of people when they see an opportunity. Do not let them. Sell your house fast for cash to the right company you feel great about.

That said, many amazing and fair real estate investors are out there. Make sure you vet any company or investor that comes your way. If you spot potential red flags, stop and look for another buyer. It should be a win-win situation for everyone involved.

Red flags to watch for include:

High-pressure tactics: Legitimate buyers give you time to consider offers. Be suspicious of anyone demanding immediate decisions or using scare tactics about your situation getting worse.

Unusually low offers: While cash offers are typically below market value, extremely low offers (50% or less of market value) often indicate opportunistic buyers trying to exploit your situation.

Poor communication: Professional companies respond promptly to questions and provide clear, written information about their process.

Lack of local presence: Be cautious of out-of-state companies with no local office or representatives you can meet in person.

Assignment contracts: Some companies put your property under contract only to assign that contract to another buyer, potentially creating delays and complications.

No proof of funds: Always verify that buyers can actually close with cash. Request bank statements or proof of funds letters.

Unprofessional documentation: Legitimate companies use proper contracts and legal documentation, not hastily written agreements.

Methodology 

Data was sourced from UC San Diego and the National Association of Realtors to determine how to sell your house fast for cash. 

FAQs 

Are cash offers for houses legit? 

Most companies offering to pay in cash are legitimate and trustworthy but generally will not offer you as much as possible by selling with a real estate agent. Plan to sell on the open market if you want the best possible offer. 

What month is the best to sell a house? 

The Spring months from March to May are considered the best time to sell a house since Springtime brings warmer weather, longer days, and a boost in curb appeal. 

Sell Your House For Cash: Is It Right For You?

Selling your home for cash can be an excellent solution in the right circumstances, but it might not be suitable for everyone. Take time to research, ask questions, and consult with professionals when needed.

If you are considering selling your home for cash in the Raleigh area, our experienced team can help you evaluate your options and connect you with reputable buyers. Contact Raleigh Realty today for a free consultation about your home selling options.

WRITTEN BY
Ryan Fitzgerald
Ryan Fitzgerald
Realtor

Hi there! Nice to 'meet' you and thanks for visiting our Raleigh Real Estate Blog! My name is Ryan Fitzgerald, and I'm a REALTOR® in Raleigh-Durham, NC, the owner of Raleigh Realty. I work alongside some of the best Realtors in Raleigh. You can find more of my real estate content on Forbes, Wall Street Journal, U.S. News and more. Realtor Magazine named me a top 30 under 30 Realtor in the country (it was a long time ago haha). Any way, that's enough about me. I'd love to learn more about you if you'd like to connect with me on Facebook and Instagram or connect with our team at Raleigh Realty. Looking forward to connecting!

Chapters
01
Can You Sell Your House For Cash?
02
Know the True Value of Your Home
03
Determine If You Are Selling "As-Is"
04
Explore All Your Options
05
Never Pay Upfront Costs
06
Research Companies Thoroughly
07
Understand the Cash Sale Timeline
08
Pros of Selling Your House For Cash
09
Cons of Selling Your Home For Cash
10
Watch Out For Sketchy "We Buy Houses" Companies

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